Austin Real Estate Blog - Austin Housing Market Blog

Understanding the Role of Credit in the Homebuying Process

How Credit Influences Home Loan DecisionsAs Georgetown TX home buyers work toward getting a mortgage, their creditworthiness will come up many times throughout the process. By analyzing credit scores and their underlying factors, lenders can assess risk and determine if the homebuyers qualify for the mortgage loan. The credit scores also come into play as lenders calculate the terms of the loan for qualified homebuyers. Understanding the role of credit in the homebuying process can help everyone navigate this process with much less stress and frustration. Here's what everyone needs to know.

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Selecting Home Insurance? How to Pick the Best

How to Pick the Best Home Insurance When Buying a HomeHome insurance is a requirement if you're going to get a conventional mortgage when you buy your home. The home insurance you choose can have a big impact on how quickly you're able to recover from a disaster like a wildfire or tornado.

Knowing how to pick the best home insurance is important. If you're in the middle of the home buying process and are trying to decide what kind of home insurance to choose, these tips can help.

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