The Role Of Homeowners Associations In Issaquah
Homeowners associations (HOA) in Issaquah are legal corporations formed by a real estate developer to market, to manage, and to sell homes and lots in a residential subdivision. They are also referred to as "ROA"s or Residential Owners Associations. They're most commonly formed for condominiums and planned urban developments (PUDs), a category which includes suburban communities.
HOA Articles of Incorporation typically grant developers privileged voting rights in governing the association during its infancy, while providing the means for the developer to exit financial and legal responsibility for the organization, transferring ownership to the homeowners of the association. This transfer typically occurs after a predetermined number of units have been sold -- often two-thirds of the available lots and/or units.
Each Issaquah area homeowners association enforces its own governing documents in the form of restrictive covenants, by-laws, architectural guidelines and regulations. Together, the "rules" of an HOA or ROA are meant to define the community standards for the purpose of protecting property values. Below is a list of a few HOAs or ROAs in or near Issaquah:
- Issaquah Highlands Community Association
- Snoqualmie Ridge Residential Owners Association
- Klahanie Homeowners Association
- Talus HOA
- Montreux Homeowners Association
- The Woods at Issaquah & Morgan's Ridge
- South Cove HOA
- Overdale Park Residential Owners Association
- Livingston Homeowners Association
Restrictive covenants, also referred to as Covenants, Conditions & Restrictions, or "CC&R's"vary widely from homeowners association to homeowners association. Covenants may include guidelines on issues as varied as where parking is permissible; planned architectural improvements; and, landscaping. HOAs in Issaquah and all of Washington State often enforce these common restrictive covenants, among others :
- Boats, utility trailers, RVs, and commercial vehicles may not be parked in driveways and streets
- Homes may not be painted in "loud" colors
- Lawn care must be performed routinely to prevent overgrowth
- For condos with balconies, towels and clothing may not be draped on railing
- Satellite dishes may not be visible from the street
One common restriction in many communities across the U.S., addresses the display of political signs. However in 2005, Washington State enacted Senate Bill 6064, creating a new law RCW 64.38.034 that prevents homeowners' associations from prohibiting political yard signs by owners or residents on their own property within the association, but also allows associations to set reasonable guidelines for political signs.
For Issaquah homes governed by an HOA or ROA, membership in the homeowners association is a condition of purchase; buyers are not permitted to opt-out. Homeowners associations make their by-laws available upon request to existing, governed homeowners and will often make by-laws available to prospective home buyers as well. Review community guidelines before buying into a building or neighborhood, and before beginning a home improvement project. It's important to know what actions are permissible and what actions are not. In addition, most mortgage lenders require HOA by-laws as part of the mortgage approval process.