Buying a Home

4 New Building Technologies Home Buyers Should Know

4 Building Technologies Making Their Ways Into Your HomeBuilding techniques and materials have been evolving for thousands of years, and they show no sign of stopping. Today, building technology is more high-tech than it’s ever been, and breakthroughs in this technology are being made every day. Round Rock home buyers who are looking for a new construction home should be familiar with the different types of building technology out there. Here are some pieces of cutting-edge technology being used in homes and why home buyers should know about them.

Solar-Thermal...

Top Things to Know About Buying and Selling Land

A Look at Buying and Selling Vacant LandAlthough it seems similar, buying and selling vacant land is quite different than other real estate transactions. In fact, the differences can feel quite jarring at first, wiping out confidence in navigating that process. Thankfully, all it takes is learning just what to expect to restore confidence and navigate this process with ease. Here's what everyone needs to know to get started.

For informational purposes only. Always consult with a...

What to Know About Residential Sustainable Technology

5 Trends Homeowners Should Know About Sustainable Residential ConstructionSustainability trends are everywhere today. From media to local businesses, it seems as though everyone is urging people to pay attention to their environment and how they can affect it. However, one thing that isn't always so evident is how these trends are affecting the new homes being built or old homes being retrofitted.

Unless people are interviewing the local construction teams in their neighborhood, the overall progress may feel like a mystery. For Kyle homeowners who want to know more, now is a good time to...

Understanding the Role of Credit in the Homebuying Process

How Credit Influences Home Loan DecisionsAs Georgetown TX home buyers work toward getting a mortgage, their creditworthiness will come up many times throughout the process. By analyzing credit scores and their underlying factors, lenders can assess risk and determine if the homebuyers qualify for the mortgage loan. The credit scores also come into play as lenders calculate the terms of the loan for qualified homebuyers. Understanding the role of credit in the homebuying process can help everyone navigate this process with much less stress and frustration. Here's what everyone needs to know.

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Selecting Home Insurance? How to Pick the Best

How to Pick the Best Home Insurance When Buying a HomeHome insurance is a requirement if you're going to get a conventional mortgage when you buy your home. The home insurance you choose can have a big impact on how quickly you're able to recover from a disaster like a wildfire or tornado.

Knowing how to pick the best home insurance is important. If you're in the middle of the home buying process and are trying to decide what kind of home insurance to choose, these tips can help.

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Buying In A Seller's Market: Strategies and Tips

All About Buying a Home In a Seller's MarketBuying a home in a seller's market can be stressful, especially if you're not ready for the experience. If you're thinking about buying a home - either a pre-owned home or buying a new construction home, and you've heard that the market is very competitive, it's important to know what that means, and how it will affect your search.

For informational purposes only. Always consult...

Buying a Home? Red Flags to Watch Out For

Home Buying Red FlagsWhen searching for a new home to buy, many home buyers look for a good layout, nice lighting and lots of storage space. However, in all of the excitement of finding a new home, some people forget to watch for signs of a problem. Knowing the most common red flags can help a home buyer to avoid serious problems when purchasing a home.

Water Damage

Water damage can be indicative of many things, depending on where it's located and where it originates. Water damage on or near the ceiling...

Are You Ready to Buy a Home? Here's What You Need to Know

Are You Ready to Buy? A Renter's GuideA lot of renters set their sights on homeownership. In fact, it's said that 80% of millennial renters in the United States plan to own a home someday. People who have always rented often have a hard time judging when it's time to buy. Purchasing property takes time, commitment and most of all, money. Knowing what's needed can help renters determine when they're ready to buy a house.

You'll Need Money Up Front

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Definitive Guide to Private Mortgage Insurance

PMI Guide for HomebuyersHomebuyers who make down payments less than 20 percent on a home often must purchase private mortgage insurance (PMI) before lenders will approve a home mortgage loan. PMI protects lenders from losing thousands of dollars if borrowers fail to make house payments and foreclose on their homes. Private Mortgage Insurance is also required if borrowers refinance mortgages that have less the 20 percent equity.

How Much Does Private Mortgage Insurance Cost?

Annual fees vary for PMIs from 0.3 percent to 1.5 percent of original loans. PMI costs also ...

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